How workers’ comp can affect a personal injury lawsuit

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“Most slip and fall cases are filed as premises liability claims. But if your accident happened at work, your employer’s workers’ comp coverage might actually bar you from filing a personal injury lawsuit.

In Minnesota, nearly all employers are required to purchase workers’ compensation insurance. That means most employees who get hurt on the job must file a workers’ comp claim in lieu of a personal injury claim.

Since workers’ comp only covers medical care, vocational rehabilitation, and a portion of lost wages, though, injured employees are inclined to pursue other avenues of compensation. Fortunately, there are scenarios in which employees may file a personal injury claim following a work accident.”

Read the article here.

There are certain scenarios where a personal injury claim can be made over a workers’ comp claim. Typically, this occurs when an employer’s workers’ compensation coverage is deemed inadequate. Also, if the injury was due to negligence by a 3rd party affiliate of the employer that could be grounds for a personal injury claim. Regardless of which option might be your best, you’ll need a skilled attorney to help guide you.

At Krug & Zupke, P.C., we’ve handled many personal injury and workers’ compensation cases. Our experience has helped our clients earn the compensation they deserve. If you’ve been involved in an accident at work, please call us at 651-645-7746 for a free consultation. If we do not win, you pay nothing.