How workers’ comp can affect a personal injury lawsuit

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"Most slip and fall cases are filed as premises liability claims. But if your accident happened at work, your employer’s workers’ comp coverage might actually bar you from filing a personal injury lawsuit. In Minnesota, nearly all employers are required to purchase workers’ compensation insurance. That means most employees who get hurt on the job must file a workers’ comp claim in lieu of a personal injury claim. Since workers’ comp only covers medical care, vocational rehabilitation, and a portion of lost wages, though, injured employees are inclined to pursue other avenues of compensation. Fortunately, there are scenarios in which…

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