How workers’ comp can affect a personal injury lawsuit
"Most slip and fall cases are filed as premises liability claims. But if your accident happened at work, your employer’s workers’ comp coverage might actually bar you from filing a personal injury lawsuit. In Minnesota, nearly all employers are required to purchase workers’ compensation insurance. That means most employees who get hurt on the job must file a workers’ comp claim in lieu of a personal injury claim. Since workers’ comp only covers medical care, vocational rehabilitation, and a portion of lost wages, though, injured employees are inclined to pursue other avenues of compensation. Fortunately, there are scenarios in which…